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Personal Checking Accounts

Explore Our Checking Options to Find Your Perfect Fit

You're unique and you need an account that will meet and exceed your current needs. Whether you just want something basic, or you're looking to  earn interest we've got a solution. All our personal checking accounts can be opened online within minutes, or you can visit a local Community Bank location

All Community Bank checking accounts receive 24/7 access to Digital Banking and Debit Card Cash Back! 

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Simply Checking

Build your banking foundation with a Simply Checking account. This account offers a low opening deposit, no overdraft fees, and fraud protection tools to keep your account secure. A perfect checking fit for someone who is building their banking foundation. 

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Choice Checking

Simplify your banking with a no-frills checking account. This account offers all the basic banking features you know and love plus earns Debit Card Cash Back!  A perfect checking fit for individuals who prefer to receive electronic statements or are 62 and over.

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Select Checking

Manage your money while earning a tiered interest rate on your deposits. This account is a perfect fit for those who plan to maintain a moderate account balance and would like to earn interest. 

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Premier Checking

Receive VIP perks and benefits while earning a tiered interest on your deposits. This account is a perfect fit for individuals who plan to maintain higher balances within their Community Bank accounts

I Want To...

Simply Checking Choice Checking Select
Premier Checking
Monthly Service Charge $5 $8 $10 $25
How to Waive Monthly Service Charge Waived for individuals 22 or younger Waived with enrollment in eStatements or for individuals 62 and over Waived with a minimum daily balance of $2,500 Waived with a combined average balance of $25,000
Debit Card Cash Back Yes Yes Yes Yes
Bounce Protection1
Yes Yes Yes
Interest Earned2

Yes Yes
Free Cashiers Checks and Money Orders

Free Checks

No Stop Payment Fees


To view a list of all account fees refer to our fee schedule. 

1. Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. 
2. Interest rate and Annual Percentage Yield (APY) may change at any time without notice. Minimum balance to earn APY for a Select Checking account is  $100. Minimum balance to earn APY for a Premier Checking account is $5,000.