Family walking through park.

Choice Checking

Grow With A Choice Checking Account

Bank on your terms with 24/7 access to your account with Digital Banking. Enjoy peace of mind with account alerts and debit card  controls. Our Choice Checking account is a simple, no-frills personal account that offers basic account features plus Debit Card Cash Back. This account is best suited for someone who prefers electronic statements or is 62 and over.


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Choice Checking Account Features

  • Low opening deposit of $25
  • Earn $0.05 cash back on debit card purchases over $5.001
  • Pay for purchases using your mobile wallet
  • Unlimited access to Digital Banking and Bill Pay
  • $8 monthly service charge waived with enrollment in eStatements or being 62 and over. 


Open Your New Checking Account Today! 

Open A Choice Checking Account
Already started an application?

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Pay Using Your Mobile Device

Connect your debit card to the Apple PayTM, Samsung WalletTM, or Google PayTM app to complete purchases using your phone, tablet, watch or laptop. 

Man drinking coffee while looking at his digital banking app.

Access Your Accounts Whenever and Wherever

With Digital Banking you can view your account balances, history, pay bills, create budgets and more! 

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Plan For Future Expenses

Save for an upcoming holiday, a rainy day, or your future goals. Pair your Choice Checking account with our Essential Savings account. 

Frequently Asked Questions

To open any checking account at Community Bank you will need to provide your drivers license or ID card, Social Security Number, and a minimum of $25. 

We will run your information through our verification software to confirm your identity before proceeding with account opening. 
Debit Card Cash Back is included on all Community Bank checking accounts. To start earning, simply use your card on any transaction over $5. To learn more about Debit Card Cash Back click here. 
Enrolling in Digital Banking is a breeze! Enroll today by following the on-screen prompts. If you encounter any issues, please call your local Community Bank. 

For additional Digital Banking tips, visit our Digital Banking page. 
The Community Bank routing number is 123203878. 

1. Debit Card Cash Back is paid per statement cycle and by the fifth business day of the following month. ATM transactions are excluded from receiving Debit Card Cash Back. For full details, please visit our Debit Card  Management  page.