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Personal Deposit Rates




Current Personal Account Deposit Rates

Rates current as of 5/1/2024. 


Personal Savings Accounts Rates

Essential Savings1 Rate (%) APY* (%)
Tier 1
$100 - $4,999.99		 0.10    0.10
Tier 2
$5,000 - $24,999.99		 0.25   0.25
Tier 3 
$25,000 - $99,999.99		 0.50  0.50
Tier 4 
$100,000 and Over		 1.00  1.00

Premium Savings2 Rate (%) APY (%)
Tier 1
$5,000 - $24,999.99		 0.50     0.50  
Tier 2
$25,000 - $99,999.99		 1.00      1.00  
Tier 3 
$100,000 - $499,999.99		 2.00     2.02  
Tier 4 
$500,000 to $999,999.99		 3.00     3.03  
Tier 5
$1,000,000 and Over		 3.50  3.55

Personal Certificate of Deposit Rates

CD Product3 Rate (%) APY (%)
3 Month CD
90 - 179 Days
 4.00 4.07
6 Month CD
180 - 364 Days		 4.51 4.60
8 Month CD 
Available online only
 4.75 4.85
1 Year CD
12 - 17 Months
 4.27 4.35
1.5 Year CD
18 - 23 Months
 2.25 2.27
2 Year CD 
24 - 35 Months
 2.50 2.53
3 Year CD
36 - 59 Months
 2.50 2.53
5 - 7 Year CD
60 - 84 Months
 2.50 2.53
18 Month Variable Rate Add - On4 2.25 2.27
  


















*APY = Annual Percentage Yield. Interest rates and Annual Percentage Yields may change at any time without notice. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees may reduce the earnings on the account.

  1. Minimum balance to open is $25. You must maintain a minimum daily balance of $100.00 in the account each day to obtain the disclosed Annual Percentage Yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.
  2. Minimum balance to open is $25. You must maintain a $5,000 minimum balance to earn the disclosed APY.
  3. Minimum balance to open is $500. 
  4. Minimum balance to open is $25. 
For CD, IRA and Loan rates or for information about applicable fees and terms please contact your local branch.

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