Mortgage

Community Bank offers a wide variety of mortgage products to meet the needs of borrowers purchasing or refinancing a home. 


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Conventional Mortgages

  • Purchases or Refinances with mortgage amounts typically less than $453,100.
  • Fixed rates and competitive terms available.
  • Max. loan-to-value (LTV) 80%.

Non-Conforming Mortgages

  • Jumbo loans: Mortgage amount typically greater than $453,100.
  • Loans on unique rural properties: Typically homes on 10 acres or more, or circumstances where obtaining a standard appraisal is challenging.
  • Community Bank Non-Conforming Mortgages are Variable Rate (ARM) only.
  • Competitive terms.
Land Loans
  • Large non-farmed acreage
  • Recreational land
  • Competitive terms.
  • Max. loan-to-value (LTV) 65%.
Construction Loans

  • Loans to finance a land purchase and the cost of construction of a residential dwelling
  • Interest only payments during the construction / advance period.
  • Once the project is completed we will help you identify the best permanent financing option available depending on the loan amount and subject property.
  • Fixed rates and competitive terms available.

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