Mortgage

Community Bank offers a wide variety of mortgage products to meet the needs of borrowers. 


Manufactured home on a nice dayConventional Mortgage
Purchase a primary or secondary residence or refinance with a conventional mortgage. Loan amounts are typically between $50,000 and $548,250.1 Fixed rates and competitive terms available. Maximum loan-to-value (LTV) 80%.


Large home on a beautiful dayNon-Conforming Mortgage
A non-conforming mortgage is used when obtaining a standard appraisal or mortgage is challenging, for example, rural homes on ten acres or more of land. Non-conforming mortgages can be as low as $10,000.1 Variable Rate (ARM) only.


Dad repairing a wall in the home with his daughterHome Equity Loans
Are you looking to make home renovations or consolidate debt? There are two types, a Home Equity Term Loan or a Home Equity Line of Credit. Loan amount ranges from $10,000 up to $200,000.1 



Overgrown grass in plot of landLand Loan
Land loans are used to finance large non-farmed acreage or recreational land. Our maximum loan-to-value (LTV) is 65%.1


Excavator digging up dirtConstruction Loan
Finance a land purchase and the cost to construct a residential dwelling. Interest only payments during the construction / advance period. Construction-Permanent loans with single closing are Variable Rate (ARM) only.1



 1. Loans are subject to credit approval. Interest rate is based on product selection and our evaluation of your credit history.

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