Rates

Rates current as of April 2, 2014. Minimum balance to open is $100.00. You must maintain a minimum daily balance of $100.00 in the account each day to obtain the disclosed Annual Percentage Yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Interest rates and Annual Percentage Yields may change at any time without notice. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Fees may reduce the earnings on the account. For CD, IRA and Loan rates or for information about applicable fees and terms contact your branch. 

Personal Checking & Savings Accounts 

Gold Checking Rate APY*
Tier 1 $100 - $4,999 0.05% 0.05%
Tier 2 $5,000 - $9,999 0.08% 0.08%
Tier 3 $10,000 - $24,999 0.10% 0.10%
Tier 4 $25,000 + 0.12% 0.12%
Platinum Checking Rate APY*
Tier 1 $100 - $49,999 0.16% 0.16%
Tier 2 $50,000 - $99,999 0.18% 0.18%
Tier 3 $100,000 + 0.20% 0.20%
Savings Rate APY*
Tier 1 $100 - $4,999 0.05% 0.05%
Tier 2 $5,000 - $24,999 0.07% 0.07%
Tier 3 $25,000 - $99,999 0.10% 0.10%
Tier 4 $100,000 + 0.12% 0.12%

 

Business & Commercial Accounts

Business Checking Plus Rate APY*
Not Tiered 0.05% 0.05%
Commercial Checking Plus Rate APY*
Tier 1 $100 - $4,999 0.07% 0.07%
Tier 2 $5,000 - $24,999 0.10% 0.10%
Tier 3 $25,000 - $99,999 0.12% 0.12%
Tier 4 $100,000 + 0.15% 0.15%
Commercial Savings Rate APY*
Tier 1 $100 - $4,999 0.05% 0.05%
Tier 2 $5,000 - $24,999 0.10% 0.10%
Tier 3 $25,000 - $99,999 0.12% 0.12%
Tier 4 $100,000 + 0.15% 0.15%

 

 * APY = Annual Percentage Yield.