Business Credit Cards

Choose the card that is right for your business - Standard Card with no annual fee of the Preferred Points Rewards Card.

The Details

MasterCard® Standard Business Card

MasterCard® Preferred Points Rewards Business Card

Best For Customers who are not interested in earning points for purchases or wish to avoid an Annual Fee.  Customers who want to earn points for purchases and are willing to pay an Annual Fee to do so. 
Features
  • No annual fee
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases - no grace period on cash advances
  • Individual and summary billing options


  • Earn one reward point for each dollar spent, up to 10,000 points per month
  • Low annual fee of $49.00 per account
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases - no grace period on cash advances
  • Individual billing option only
Benefits
  • Travel accident insurance
  • Baggage delay insurance
  • Car rental collision damage waiver
  • Purchase protection
  • Travel and roadside assistance
  • Travel accident insurance
  • Baggage delay insurance
  • Car rental collision damage waiver
  • Purchase protection
  • Extended warranty
  • Travel and roadside assistance
  • Points can be redeemed for cash back, travel, merchandise, and retail gift cards
Customer Service2

Online Account Access

Cardholder Customer Service: 800-367-7576

Online Account Access

Cardholder Customer Service: 800-367-7576

Apply

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Fees For Credit Card Products: Late Payment: Up to $25, Returned Payment: Up to $25, Agent Assisted Pay-by-Phone: Up to $10, Balance Transfer and Cash Advance Fee: 3% of the Balance Transfer or Cash Advance Amount, subject to a minimum fee of $10.

1. The Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

2. Cards serviced by TIB - The Independent Bankers Bank, Dallas, TX.