IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you. When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Privacy Policy


Community Bank is committed to protecting your privacy. As a financial institution, we know that your trust in us is important. Our goal is to protect your personal information in all the ways that we interact with you in the branches, at ATMs, electronically, and over the phone.

Definitions

Consumer - is someone who obtains financial products or services that are to be used primarily for personal, family, or household purposes.

Customer - is a consumer who has a continuing relationship with a financial institution.

Nonpublic Personal Information - means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Affiliate - is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us.

Nonaffiliated Third Party - is a company that is not an affiliate of ours.

Information We Collect

We collect nonpublic personal information about you from the following sources:

WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT OUR CUSTOMERS OR FORMER CUSTOMERS TO ANYONE, EXCEPT AS PERMITTED OR REQUIRED BY LAW. WE DO NOT SHARE MEDICAL OR HEALTH INFORMATION AMONG OUR FAMILY OF COMPANIES EXCEPT TO PROCESS TRANSACTIONS OR TO PROVIDE SERVICES YOU HAVE REQUESTED OR INITIATED.

Security of Nonpublic Personal Information

We maintain physical, electronic, and procedural security standards to guard your nonpublic personal information. We limit access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We train our employees on privacy and employees who violate our procedures are subject to discipline.

Nonpublic Personal Information and Nonaffiliated Third Parties

We value our customer relationship with you. We will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law. The law does allow financial institutions to disclose information to nonaffiliated third party service providers. These service providers generally assist us to:

To protect your privacy, we only work with service providers that agree to maintain strong confidentiality protections; they are prohibited from disclosing or using that information for any other purpose.

We provide personal information regarding our customers' accounts to credit bureaus for credit reporting purposes. If you believe we have provided inaccurate information to a credit bureau, please contact us in writing with your account number and other pertinent information.

Nonpublic Personal Information and Former Customers

We do not disclose nonpublic personal information about former customers, except as permitted by law.

Contact Us

You may contact us by one of the following methods:

This notice is given to each new consumer account customer and will be sent annually to existing customers.

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