Personal Checking & Savings

Easy Checking

This account offers a variety of services with no monthly fee, without restrictions of keeping a minimum balance.

• No monthly service charge
• Unlimited check writing
• Monthly statement for easy record keeping. No check images included with this account
• No charge for direct deposit
• No fee EZ Check Card
• Free Telephone Banking, Internet Banking and Bill Pay Services
• No minimum balance requirements

Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.

Gold Checking

This checking account earns interest based on Tiered Rates. It also offers a variety of services at no monthly service charge when a minimum average ledger balance of $1,000.00 or a combined account average ledger balance of $5,000.00 is maintained.

• Monthly service charge $10.00
• Unlimited check writing
• Monthly Image statement for easy record keeping
• No charge for direct deposit
• No fee EZ Check Card
• Free Telephone Banking, Internet Banking and Bill Pay Services
• Free 5 per month Money Orders & Cashiers Checks
• Free Traditional Travelers Checks

Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.

Platinum Checking*

This checking account earns interest based on Tiered Rates. The balances in other accounts help you to avoid paying monthly service charges.

• Monthly service charge $25.00
• A $25,000 combined account average ledger balance is required to avoid the service charge
• Unlimited check writing
• Monthly image statement for easy record keeping
• No charge for direct deposit
• No fee EZ Check Card
• No charge for Traditional Travelers Checks
• No charge for 5 per month Cashiers Checks & Money Orders
• No charge for CB logo checks
• No charge for stop payments
• One small safe deposit box without charge
• Free Telephone Banking, Internet Banking and Bill Pay Services Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.

Regular Savings Account

This is a savings account that earns a competitive tiered interest rate and no monthly service charge when $100.00 minimum balance is maintained.

• Monthly service charge $3.00
• A $100.00 account balance is required to avoid the service charge
• A minimum balance of $100.00 is required to earn interest
• 9 withdrawals per quarter at no charge
• Overdraft Protection Option (transfer from savings to cover NSF items, $3.00 per transfer)*
• Limit of 6 preauthorized transfers from your account per month
• Quarterly statement
• Interest paid quarterly, credited quarterly
• No ATM card available on savings accounts Free Telephone Banking and Internet Banking

*restrictions apply

Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.

Young Savers

This account is an interest bearing account for a child's savings. Account holder must be under age 18.

• No monthly service charge
• Minimum balance of $25.00 to earn interest
• 9 withdrawals per quarter at no charge
• Quarterly statement
• Interest paid quarterly, credited quarterly
• Free Telephone Banking and Internet Banking
• No ACH or preauthorized transfers from your account
• No ATM or Check Card access
• Check cashing privileges require a compensating balance

Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable.

HSAs offer tax advantages to offset heathcare expenses. Talk to a banker for more information.