Business Checking & Savings
| Account Type | More Info | Minimum Opening Deposit | Monthly Maintenance Fee | Balance to Avoid Maintenance Fee | Interest Bearing |
|---|---|---|---|---|---|
| Easy Business Checking | More» | $100.00 | N/A | N/A | No |
Easy Business CheckingThis account is designed specifically for small businesses with very light activity. It is available to Sole Proprietorships, Non-Profit Organizations, LLCs, Corporations and Partnerships.
Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. |
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| Interest Business Checking | More» | $100.00 | $8.00 | $1,000.00 | Yes |
Interest Business CheckingThis account is available to all Sole Proprietorship, Non-Profit Organizations, and Government Agencies who by law can have an interest bearing checking account. The interest rate and annual percentage yield may change at any time without notice.
Overdraft fee may be imposed; the fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means, as applicable. |
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| Commercial Checking Low* | More» | $100.00 | $10.00 | See More Info regarding Earnings Allowance | No |
Commercial Checking Low ActivityAccounts with less than 50 checks/items paid each month or less than 100 items deposited each month are defined as Low Activity accounts. The following charges apply to Low Activity Commercial Checking Accounts:
*Commercial High Activity and Commercial Low Activity accounts have an Earnings Allowance that calculates on the collected balance in the account. This Earnings Allowance can offset all or a portion of your monthly service charges. If the average collected balance is negative, the resulting credit will be negative and will therefore cause the account to show a net loss for the statement cycle. The rate for the Earnings Allowance is set at the bank's discretion. A negative account balance will accrue an overdraft fee at the rate of 18% beginning on the 2nd day of the overdraft and on each consecutive day until the overdraft is paid in full. |
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| Commercial Checking High* | More» | $100.00 | $10.00 | See More Info regarding Earnings Allowance | No |
Commercial Checking High ActivityAccounts with 50 or more checks/items paid each month, or more than 100 items deposited each month are defined as High Activity accounts. The following charges apply to High Activity Commercial Checking Accounts:
*Commercial High Activity and Commercial Low Activity accounts have an Earnings Allowance that calculates on the collected balance in the account. This Earnings Allowance can offset all or a portion of your monthly service charges. If the average collected balance is negative, the resulting credit will be negative and will therefore cause the account to show a net loss for the statement cycle. The rate for the Earnings Allowance is set at the bank's discretion. A negative account balance will accrue an overdraft fee at the rate of 18% beginning on the 2nd day of the overdraft and on each consecutive day until the overdraft is paid in full. |
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| Commercial Savings | More» | $100.00 | $3.00 | $100.00 | Yes |
Commercial SavingsThis savings account earns interest based on Tiered Rates.
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*Commercial High Activity and Commercial Low Activity accounts have an Earnings Allowance that calculates on the collected balance in the account. This Earnings Allowance can offset all or a portion of your monthly service charges. If the average collected balance is negative, the resulting credit will be negative and will therefore cause the account to show a net loss for the statement cycle. The rate for the Earnings Allowance is set at the bank's discretion.
A negative account balance will accrue an overdraft fee at the rate of 18% beginning on the 2nd day of the overdraft and on each consecutive day until the overdraft is paid in full.
